As borrowing costs rise, house prices fall

Heavy increases in house prices seem to be over. Data from many developed countries seem to indicate that house prices are now decreasing. The International Monetary Fund did publish a chart showing such a trend. Soaring interest rates combined with one of the sharpest cost-of-living squeezes in living memory...

Food Waste – Let’s reduce it

Food waste, yes you do waste food. We all throw away food for one reason or another. However, it is a major problem which should be tackled. Tackling climate change issues can be complex and overwhelming. As an individual, there are things you can do that can make a...

Food inflation is eating your income

Rising consumer prices are a growing problem around the world, making it more difficult for people to afford everything from groceries to their utility bills. On a global scale, the recent increase in food inflation is attributed to many possible reasons. These include rising oil prices (which raise fertilizer...

Setting Smart Goals by Melvyn Mangion

SMART is an acronym used to describe the process of setting goals. The acronym stands for the words “specific,” “measurable,” “achievable,” “relevant” and “time-bound,” which are essential traits of setting objectives. The SMART method provides a way to measure your progress and be accountable for your success. Setting SMART...

Start-up : Boosting growth through outsourcing

Running a business requires a lot of organization and a strategic plan to follow. Running a start-up is even more difficult. Striking a balance between all your focus areas is vital and will enable you to manage your resources better and adequately organize your finances.  Modern technology is instrumental...

Setting up a new business – what to ask yourself

It seems everywhere you look nowadays people are starting their own business, or touting how successful they can be with a new business idea . Recent events around the world have also forced many to attempt to diversify their earnings in order to give themselves a financial cushion. The...

Climate Change – U.N. Report Is a ‘Code Red for Humanity’

Earth is getting so hot that temperatures in about a decade will probably blow past a level of warming that world leaders have sought to prevent, according to a report released in August 2021 that the United Nations called a “code red for humanity.” Climate Change is not fiction....

Food designer – what is that?

Like every product, food is designed. Like most people of my generation, I grew up eating cookie biscuits. It’s basically a circle biscuit with dots, being chocolate chips. It wasn’t until recently that I realised that those biscuits had been designed. They are the result of a number of intentional...

How to believe in yourself

The level of success you see in your life is a direct result of your belief system. You must believe in yourself. I’m not talking about religion or philosophy here. What I mean is your belief in your ability to succeed. Believing in yourself means having faith in your own...

Know your worth

Who am I? Why am I like this? Why should I believe in myself? What is my value? These are all questions that often cover our minds and compel us to search for answers, to know our own worth. What is the value? We can say that value is...