Setting up a new business – what to ask yourself

It seems everywhere you look nowadays people are starting their own business, or touting how successful they can be with a new business idea . Recent events around the world have also forced many to attempt to diversify their earnings in order to give themselves a financial cushion. The...

Climate Change – U.N. Report Is a ‘Code Red for Humanity’

Earth is getting so hot that temperatures in about a decade will probably blow past a level of warming that world leaders have sought to prevent, according to a report released in August 2021 that the United Nations called a “code red for humanity.” Climate Change is not fiction....

Food designer – what is that?

Like every product, food is designed. Like most people of my generation, I grew up eating cookie biscuits. It’s basically a circle biscuit with dots, being chocolate chips. It wasn’t until recently that I realised that those biscuits had been designed. They are the result of a number of intentional...

How to believe in yourself

The level of success you see in your life is a direct result of your belief system. You must believe in yourself. I’m not talking about religion or philosophy here. What I mean is your belief in your ability to succeed. Believing in yourself means having faith in your own...

Know your worth

Who am I? Why am I like this? Why should I believe in myself? What is my value? These are all questions that often cover our minds and compel us to search for answers, to know our own worth. What is the value? We can say that value is...

Credit Card Theft : Protect yourself

Here’s how you can protect yourself from credit card theft. Melvyn Mangion provides you with some tips below. Protecting your physical credit card Stealing your physical credit or debit card is in some respects the easiest way for a scammer to get their hands on your sweet, sweet money....

Single use Plastic – ways how to cut it down

Beach time is right around the corner. The weather is already warming up as Summer is approaching fast. As a kid, I felt the beach was the perfect family destination. I want it to remain that way for future generations. Today, I worry about how we’ll preserve our oceans...

Save on water in simple ways

Water is a precious resource – but it can’t be taken for granted. We need to save on that. Climate change, and the more extreme weather that comes with it, means that water supply is becoming more unpredictable as droughts become increasingly common, especially in the summer months. In...

Home Buying – your first investment. Tips for you.

Buying your first home can be exciting, but it can also be intimidating because of all the financial steps and real estate procedures you need to prepare for. Here’s what you need to know. Are you ready to buy a home? Going to open houses is one thing (albeit...

Rent : How do you budget for it?

Budgeting is imperative for any person. Regardless of whether you rent or own a home. However, in it is even more important for a renter. Creating a budget may prove to be an exceptionally daunting task. Renting has become very popular in Malta in recent years. Once you have...