Here’s how you can protect yourself from credit card theft. Melvyn Mangion provides you with some tips below. Protecting your physical credit card Stealing your physical credit or debit card is in some respects the easiest way for a scammer to get their hands on your sweet, sweet money....

Beach time is right around the corner. The weather is already warming up as Summer is approaching fast. As a kid, I felt the beach was the perfect family destination. I want it to remain that way for future generations. Today, I worry about how we’ll preserve our oceans...

Water is a precious resource – but it can’t be taken for granted. We need to save on that. Climate change, and the more extreme weather that comes with it, means that water supply is becoming more unpredictable as droughts become increasingly common, especially in the summer months. In...

Buying your first home can be exciting, but it can also be intimidating because of all the financial steps and real estate procedures you need to prepare for. Here’s what you need to know. Are you ready to buy a home? Going to open houses is one thing (albeit...

Budgeting is imperative for any person. Regardless of whether you rent or own a home. However, in it is even more important for a renter. Creating a budget may prove to be an exceptionally daunting task. Renting has become very popular in Malta in recent years. Once you have...

Few things can make people’s skin crawl like the idea of creating a budget. If you are unsure where your money goes each month or wonder why you never seem to get ahead, a budget might be a good tool for you. Budgets conjur up feelings of kissing your freedom...

Startup is the buzzword nowadays. Malta is currently promoting startup businesses. The way to get startup ideas is not to try to think of startup ideas. It’s to look for problems, preferably problems you have yourself. Melvyn Mangion shares his thoughts about this in this article. The very best...

Collaboration is a magic word for business according to Melvyn Mangion. It means that your employees are able to work together effectively and smoothly, sharing ideas, swapping recommendations, and refining texts without a hiccup. But like many things in the world of business, it’s often easier said than done....

Children are the future. The COVID-19 epidemic has wreaked unprecedented damage to societies around the world. At all levels of the game, football has suffered. UK Championship clubs require an emergency bailout, and even the Premier League has suffered severe revenue losses. The same applies in other countries such...

Report on Agriculture The Ministry of Agriculture, Fisheries, Food and Animal Rights launched an initiative in November 2020, whereby it asked local entities to provide feedback on the present situation of agriculture in the Maltese islands. MaYA has urged its supporters and general public to participate in the initiative....