In a world that produces enough food for everyone, millions still face hunger and food insecurity. Understanding the root causes of the global food crisis is essential to finding effective solutions. Poverty: Poverty is a leading cause of food insecurity. Impoverished communities often lack access to resources, education and employment opportunities, making it difficult for them…
Buying a Sports Franchise
Ever thought of investing in a Sport Franchise? Learn how to buy a sports franchise, combining passion for sports with entrepreneurship for a successful business venture. Key points: For many sports enthusiasts, the idea of owning a sports franchise offers the perfect opportunity to combine a love for the game with the thrill of entrepreneurship….
Poverty is not resolved by mere compassion.
We are told that Christmas is giving. Giving to the poor, to the less fortunate, to the weak. No-one ever wanted to be born in a poor family. Poverty is around us. During charitable events, we give out money, we give out compassion. Compassion is important. But true compassion is an action, not just a…
What is Ethical Investing?
Exclusions prohibit certain investments from a fund or portfolio. For us these are client-driven at the portfolio level, and at a fund level these are set within the fund’s objectives. Ethical or values-based investing is often associated with exclusions, an approach that incorporates an investor’s moral principles,values or religious beliefs by screening out investments with…
Belgium to assume EU Presidency on January 1st 2024
On January 1, 2024, Belgium will take over from Spain and assume the Presidency of the European Union for a period of six months. Melvyn Mangion explains it all here. The Belgian Presidency will work towards better protecting European citizens, strengthening the cooperation, and preparing our shared future. It will focus on six thematic areas,…
Startup Ideas : How, why, when?
Startup is the buzzword nowadays. Malta is currently promoting startup businesses. The way to get startup ideas is not to try to think of startup ideas. It’s to look for problems, preferably problems you have yourself. Melvyn Mangion shares his thoughts about this in this article. The very best startup ideas tend to have three…
Credit Card Theft : Protect yourself
Here’s how you can protect yourself from credit card theft. Melvyn Mangion provides you with some tips below. Protecting your physical credit card Stealing your physical credit or debit card is in some respects the easiest way for a scammer to get their hands on your sweet, sweet money. With the actual card in hand,…
Inflation and the poor
2023 has been a year of record inflation in many countries especially in Europe. Melvyn Mangiong discusses this below. Economic inequality comes in all shapes and sizes in Europe, Malta included. Wealth and income disparities specifically plague many middle- and low-income people, pushing them further into poverty. These inequalities stem from our economy’s structural and…
Know your worth
Who am I? Why am I like this? Why should I believe in myself? What is my value? These are all questions that often cover our minds and compel us to search for answers, to know our own worth. What is the value? We can say that value is the fundamental belief that makes us…
Lease Agreement Template
AGREEMENT OF LEASE A lease agreement entered into _______ day of ______________________ of the year ________; Between on the one part: ______________________ holder of identity card number _____________, hereinafter to be referred to as the ‘LESSOR’; And, on the other part: ___________________________ holder of ____________Passport number _______________ son/daughter of _________________________________________________, hereinafter to be referred to…